Financing Options from A-Plus

Picture it: it’s mid-summer, getting close to triple digits, and your air conditioning unit stops. It just dies. Doesn’t work. No more air conditioning, no more cool air blowing into your home to keep it comfortable. No more anything. 

So you call a heating and cooling company to come check everything and they confirm what you already knew – you have to buy a new system. And then they tell you something you didn’t know – a new system is going to cost more than you imagined, ranging from $7,000 to $70,000, depending on the type of air conditioning system(s) you want, the type of home(s) you have, and the type of energy source you’d like. 

It’s time to make a decision. Spend the season soaking in sweat and blowing fans over ice? Or use all your savings (and maybe sell a kidney) to cover the cost of a new system? 

Or option three? Financing. 

Did you know that 70% of people taking on a home improvement project plan on financing it? When you consider that the average consumer in the United States has under $5,000 they can get their hands on, it makes complete sense. So when life happens and things breakdown, and unexpected expenditures such as an air conditioner repair or replacement is mandatory, it is vital that we have affordable financing options available. 

At A-Plus we have several financing options for homeowners looking to replace their heating or air conditioning systems. The first group of options are included in our promotional financing programs, which include no interest or deferred interest. Promotional buyers are those that will most likely have the available dollars to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is completely paid off during or before the promotional period ends. 

A-Plus also offers financing programs with a lower monthly fixed payment and a fair interest rate. This is for people who may not have the money as quickly but can afford a lower cost each month. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost around $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This program makes a new heating or air conditioning system more affordable, while also receiving an efficient system that will help reduce energy bills while providing home comfort. 

The financing programs at A-Plus include the following: 

• Low monthly payments 
• No down payment 

• No annual fees 
• No prepayment penalties 
• Competitive interest rates 

With so many programs, what are you waiting for? Call A-Plus today for a complimentary in-home home comfort analysis and we will help you determine which heating and air conditioning system is right for your home AND which financing option is best for your life. We can’t wait to get started!